North Carolina HOA laws
What North Carolina asks of your association
North Carolina planned communities created after 1998 are governed by Chapter 47F. It emphasizes open meetings, record access, and a notice-and-hearing process before fines.
Meetings
Association & board meetings
N.C. Gen. Stat. §47F-3-108Hold meetings as required and give lot owners notice; regular and special meeting rules apply.
Records
Association records
N.C. Gen. Stat. §47F-3-118Keep financial records and minutes and make them reasonably available to lot owners.
Enforcement
Notice & hearing before fines
N.C. Gen. Stat. §47F-3-107.1Before fining an owner or suspending privileges, hold a hearing before the board or an adjudicatory panel.
Financial
Assessments
N.C. Gen. Stat. §47F-3-115Levy assessments for common expenses as provided by the declaration and the Act.
Assessment lien
N.C. Gen. Stat. §47F-3-116Unpaid assessments become a lien on the lot, enforceable as provided by statute.
Source: North Carolina General Assembly (ncleg.gov). Citations link to the official statute - always confirm against the current text.
This is general information to help boards get oriented, not legal advice. HOA statutes change and courts interpret them differently case to case. Confirm specifics with your association's attorney before acting.
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